Types of Loans
Services
Services
Fix-N-Flip Loans
Loans for investors who are buying distressed properties, rehabbing, and selling. Sensible, flexible, and fast!
Fix-2-Rent Loans
Loans for investors looking to buy, rehab, and hold rental properties, or BRRRR investing. Buy, renovate, rent, refinance, repeat! Finance all your BRRRR properties with a simple, fast process!
Bridge Plus Loans
Interim financing for investment properties where a fast closing is needed and minimal or no rehab is planned.
* New Construction
* Rental
* Multifamily
Commercial Loans
Our commercial bridge loan is designed for investors seeking maximum leverage on a value-added investment. We typically close within 30 days, depending upon appraisal timing. PIL will loan up to 100% of the hard cost (purchase + renovation) with a limit of 70% of appraised stabilized value or ARV. The loan term is twelve (12) months with a six (6) month extension available for a 1% fee. Loans can be paid off at any time without additional fees or penalties.
Landlord Loans
Our mini-perm loan was designed for the occupied and cash-flowing property that is not quite ready for funding through a permanent or conventional lender. The loan term is 60 months (5 years) and can be paid off at any time without penalty.
Fix to Rent Loans
Our single-family fix-to-rent loan is designed for investors seeking maximum leverage for a rental. PIL will loan up to 100% of hard cost (purchase + renovation) with a limit of 70% of appraised ARV. We can increase proceeds to 75% when the investor provides a pre-approval letter from a conventional mortgage broker. Loan term is six (6) months with three (3) month extensions available for a 1% fee. Loans can be paid off at any time without additional fees or penalties.
Short-Term Rental Loans
Whether you are purchasing or refinancing your investment property, take advantage of our flexible short-term rental programs.
Ground Up Construction Loans
Our Ground Up financing is structured for each unique project.
Long-Term Rental Loans
Our DSCR loans are an excellent option for investors who own long-term rental properties.
Refinance
Purchases
Cash Out Refinance
Serving Area
States We Lend In
